Weston Mortgage Home Loan Options and Requirements

Weston Mortgage Home Loan Options and Requirements

From Florida FHA Loans, VA Loans and HARP Loans to 15-Year or 30-Year mortgages, here at My Florida Mortgages, we have you covered! We are committed to getting you the rate you are looking for, the best terms possible, and the pre-qualifications you need to make the entire mortgage process as smooth and stress-free as possible.

Begin Your Application

Our Mortgage Products


We are proud to offer the following mortgages and home loans to help you finance the purchase of your dream home:


30 Year Fixed Rate Mortgage – Just as the name implies, this type of mortgage will be paid off over a time frame of 30 years. The interest rate on this mortgage will stay the same for the entire life of the loan.

15 Year Fixed Rate Mortgage – This mortgage product is very similar to the 30 Year Fixed Rate Mortgage. The only difference between these two mortgage products is the term, or length, of the loan. This loan will be paid off in 15 years instead of 30.

Adjustable Rate Mortgage – This type of mortgage can experience increases and decreases in the interest rate over the life of the mortgage. If you are interested in finding out more information on the benefits of an ARM and how we can determine which rate option is best for your situation, check out our page dedicated to Adjustable Rate Mortgages.

FHA Loans – FHA loans are insured by the Federal House Administration (FHA). The qualifying standards for this type of loan are lower than others because the borrower pays for mortgage insurance that protects the lender from losses if the borrower defaults on the loan.

VA Loans – This type of loan is designated for veterans or their surviving spouses. VA Loans are guaranteed by the U.S. Department of Veterans Affairs.

HARP Loans – For homeowners who owe nearly as much or more than what their home is currently worth, they are eligible to refinance their mortgage through HARP.

Loans for Self Employed – These loans are specially designed for self-employed people that are looking to buy a house.  They usually have a 20% down payment and have no pre-payment penalties.

Loans for Low FICO Scores – We have different options for people with low FICO scores.  Feel free to call and talk about your situation and we will tell you the best loan option for you.

Loans for Recent Foreclosures, Short Sales, and Bankruptcies –  You don’t need to wait to get in your dream house.  Call us and we will go through your situation.  These loans usually required a 20% down payment.


Whether you are looking to purchase a home, to refinance your existing mortgage or to learn more about your mortgage options, we are happy to provide you with the information you need to make confident, educated decisions when it comes to your home ownership goals.

If you are interested in more information about any of the mortgage and loan products listed above, simply click on the link associated with that product to visit a page dedicated to that type of home loan.


Home Loan Purchase Costs, Rates, and Affordability


Mortgages and home loans have a lot of determining factors when it comes to monthly costs and how much home you can afford to purchase. Your income, your credit score, your debt and your down payment will all affect the amount of the mortgage loan you will qualify for and what your monthly payments will look like.

Some of these factors also have the ability to affect each other. Your credit score, for example, will also determine how much money you will need to put down as your down payment.


The Best Mortgage Broker Weston


Everyone dreams of one day being able to purchase their own home. Whether you are a first time home buyer or you have experienced the joy of being able to buy your own home in the past, My Florida Mortgages will help you navigate the process of financing the purchase of your new home.

With over 20 years of professional experience in the mortgage industry, Jorge Malo provides quality and dedicated service to each and every client. He is always there to walk you through every step of the home purchase process, providing clear and honest answers to any questions you may have along the way.

At My Florida Mortgages, we are dedicated to providing transparent assistance as we help you finance the purchase of your dream home. You can rest assured that by working with Jorge, your new home purchase and mortgage loan process will go smoothly.

Highly rated Weston Mortgage Broker near you. If you would like to contact our qualified Weston mortgage lenders, please visit our contact us page or call by phone on (954) 400 0488.


Why My Florida Mortgages?


Don’t take it from us! Our reviews say it better than we ever could!

Regardless of what your mortgage requirements are or what your financial situation looks like, My Florida Mortgages has a solution for all your Weston and South Florida mortgage and home loan needs. With years of experience in the industry, Jorge has helped countless families from different backgrounds and financial circumstances purchase the home of their dreams and he can’t wait to do the same for you!

With our tools and expertise and your goals in mind, we are here to help you choose the purchase loan product that aligns best with your needs, for the present and the future.

Get started today with a FREE pre-approval letter request or give us a call today at (954) 400-0488 to see what we can do for you!


Jorge Malo: Loan Officer

Jorge Malo is an experienced loan officer with a reputation for honesty and straight talk. He will help you navigate the often challenging waters of the mortgage and home loan industry to make sure you understand the FHA loan requirements and help you sift through FHA mortgage rates to find the best option for your finances. Learn more about Jorge

Experienced South Florida New Home Mortgage and Loan Expertise

From a Fort Lauderdale home loan to a new home mortgage in lower Palm Beach County utilizing Boca Raton home loans, Mr. Malo has experience across South Florida and has helped hundreds of individuals qualify for home loans in Florida and new home mortgage rates. If you are in Miami and looking for Miami home loans or Miami mortgage lenders then Jorge is the loan officer you want to talk to. Read a few of the reviews

What Our Clients Are Saying

Helping You Make an Informed Decision

He makes sure you have all the home loan information you need to make an informed decision and works to ensure that you prequalify for an FHA loan if that is the direction you are going. He knows how to work the system in your favor and will always tell you up front exactly what you are going to get so that you can make a smart decision before committing.

Need to get a quick approval? Contact us by using the form below