First Time Buyers

Earned Equity Program: A Path to Homeownership for ITIN and Work Permit Holders in Florida

Jorge Malo

Published on: 24/07/2026

The Earned Equity Program is an FHA-based path to homeownership for ITIN holders, work permit holders, and buyers with credit challenges. 3.5% down, 580 minimum score.

First Time Buyers

How to Buy Your First Home in Florida

Jorge Malo

Published on: 02/06/2026

Florida first-time home buyer guide 2026, income requirements, credit scores, loan programs, down payment assistance & closing costs explained.

First Time Buyers