Earned Equity Program: A Path to Homeownership for ITIN and Work Permit Holders in Florida

Earned Equity Program: A Path to Homeownership for ITIN and Work Permit Holders in Florida

Jorge Malo
Published on: 24/07/2026

The Earned Equity Program is an FHA-based path to homeownership for ITIN holders, work permit holders, and buyers with credit challenges. 3.5% down, 580 minimum score.

First Time Buyers
VA Loans in Florida

VA Loans in Florida

Jorge Malo
Published on: 24/06/2026

VA loans in Florida, $0 down, no PMI, and no hard minimum credit score. Jorge Malo explains how veterans and active duty military can buy or refinance a home in Florida using their VA benefit in 2026.

Loan Programs
How to Buy Your First Home in Florida

How to Buy Your First Home in Florida

Jorge Malo
Published on: 02/06/2026

Florida first-time home buyer guide 2026, income requirements, credit scores, loan programs, down payment assistance & closing costs explained.

First Time Buyers
Bank Statement Loans in Florida: The Complete 2026 Guide for Self-Employed Borrowers

Bank Statement Loans in Florida: The Complete 2026 Guide for Self-Employed Borrowers

Jorge Malo
Published on: 19/05/2026

Self-employed in Florida? Learn how bank statement loans let you qualify using bank deposits instead of tax returns. Requirements, rates, and how to apply in 2026.

Loan Programs