HARP Loans

Get Your HARP Loans With My Florida Mortgages

My Florida Mortgages helps South Florida customers obtain HARP loans in a quick and painless process. If you don’t have much, or any, equity in your home, it can be difficult to find lenders that are willing to help you refinance your mortgage. Let the experts here at My Florida Mortgages help you navigate the HARP loan process to get you approved today!

What is the HARP Program?

HARP stands for The Home Affordable Refinance Program. It was set up by the Federal Government in 2009 to allow homeowners without equity in their homes to refinance their mortgages. This helps those that are underwater with their mortgage to restructure their loans into more affordable monthly payments that they can manage.

You are able to get lower interest rates, change the term of your loan, and switch between a fixed rate mortgage and an adjustable rate mortgage. When you owe more on your home then it is worth, you are typically ineligible for a loan refinancing, but the HARP home loan refinancing program is now their to help you.

Why Choose My Florida Mortgages for Your HARP Loan?

We specialize in just about about every type of Florida mortgage and home loan that you can think of. People that come to us with help getting approved for a HARP loan typically don’t have a ton of equity, if any, in their home and are having a hard time finding lenders that will approve them for refinancing. My Florida Mortgages will help you no matter what, and we have a very high success rate when it comes to HARP refinancing loans. If you need help navigating the Home Affordable Refinancing Program give us a call today at (954)-916-2742.